1. Introduction
   Welcome to INRTOBDT.COM. By using our services, you agree to comply with the following terms and conditions. Please read them carefully before proceeding with any transactions.
2. Services Offered
   INRTOBDT.COM is a digital currency exchange platform that facilitates the conversion of electronic payment units between various payment systems. We do not provide any financial or investment advisory services.
3. Eligibility & User Agreement
   
   1. You must be at least 18 years old to use our services.
   2. By using this website, you confirm that you have the legal authority to engage in financial transactions.
   3. Any use of our services for fraudulent, illegal, or unethical activities is strictly prohibited.
4. Order Processing & Completion Time
   
   1. Most transactions are processed within 2 to 5 minutes, but the maximum processing time can extend up to 20 minutes under certain circumstances.
   2. In case of any technical delays or verification requirements, processing time may be extended.
5. Exchange Rates & Transaction Fees
   
   1. Exchange rates are updated in real-time and are subject to change at any time.
   2. All applicable fees will be displayed before you confirm your transaction.
6. User Responsibility
   
   1. Users are responsible for verifying all details, including rates, reserves, and recipient information, before initiating a transaction.
   2. INRTOBDT.COM is not liable for any losses resulting from incorrect information provided by the user.
7. Prohibited Transactions
   We do not support payments or transactions involving:
   
   1. Third-party payments (orders must be made from your own account).
   2. Funds obtained through illegal or unethical means.
   3. Cryptocurrency mixing, gambling, money laundering, or any other restricted activities.
8. Third-Party Payments & Refunds
   
   1. Payments from third parties will not be accepted. If a third-party transaction is detected, the order will be rejected, and the refund will be processed with a 5-8% deduction as a processing fee
   2. Users must ensure that payments match the exact amount specified in the order. Overpayments or underpayments will be adjusted accordingly without prior notification.
9. Order Validity & Expiry
   
   1. If a user fails to complete the payment within the specified time, the order will be automatically canceled.
   2. If a transaction remains incomplete due to user error, the platform is not responsible for losses incurred.
10. Refund & Dispute Policy
    
    1. INRTOBDT.COM reserves the right to refund any transaction if there is a security or compliance concern, without providing a reason.
    2. If a user requests a refund without a valid reason, a 5% charge of the total amount will be deducted.
    3. Refund requests should be submitted through the official support channels and may take up to 7 business days to process.
11. Compliance & Legal Responsibilities
    
    1. Users are responsible for ensuring that their transactions comply with the laws and regulations of their country.
    2. INRTOBDT.COM is not liable if any transactions violate local laws.
    3. If required by law enforcement or regulatory authorities, user data may be shared in compliance with applicable laws.
12. Security & Privacy
    
    1. We use industry-standard encryption and security protocols to protect user information.
    2. Users should not share their account credentials or payment details with anyone. INRTOBDT.COM will never ask for sensitive information via email or chat.
13. Technical Issues & Liability
    
    1. While we strive for uninterrupted service, INRTOBDT.COM is not responsible for delays, downtime, or losses caused by technical failures, cyberattacks, or force majeure events.
    2. In case of a technical error in rate calculation or processing, INRTOBDT.COM reserves the right to correct or cancel the transaction.
14. Customer Support & Contact
    We provide support via Live Chat, Telegram, Facebook, Skype, WhatsApp, and IMO.
    Email complaints should be directed to [email protected] , and responses will be provided within one business day. Support Hours:
    1. Saturday to Thursday: 10:00 AM – 11:00 PM (GMT +6)
    2. Friday: 3:00 PM – 11:00 PM (GMT +6)
15. Amendments & Updates
    
    1. INRTOBDT.COM reserves the right to modify these Terms and Conditions at any time without prior notice.
    2. Continued use of our services after changes are posted constitutes acceptance of the updated Terms.

By using INRTOBDT.COM, you acknowledge that you have read, understood, and agreed to abide by these Terms and Conditions.